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mortgages with mitch

Straight answers on rates, loans, and buying a home — written by Mitch Tugaw so you can borrow with confidence.

What Credit Score Do I Need to Buy a Home in Vancouver, WA in 2026?

by: Mitch Tugaw

Most Vancouver, WA buyers need about a 620 credit score for conventional or VA, 580 for FHA, and 620 for Washington down payment help. Here's the 2026 breakdown.

credit scoreVancouver WAfirst-time homebuyerVA loanconventional loandown payment assistance